The Process is Simple...and Quick!

You begin by completing a simple three page Client Profile, from which we prepare the account forms, including an agreement that is a promise not to defraud us.

Return the signed forms with invoices to be funded. If your receivables have been pledged to a bank, the IRS, etc. then we make suitable arrangements.

In only 3 to 5 days your account is open and you may draw upon it as needed up to the established “advance,” typically 70% to 85% of the value of accounts receivable. Additional invoices will usually be verified and funded in 24 hours or less.

As your customers pay each invoice, the remaining 15% to 30%, the “reserve,” is paid to you after deducting our fees, usually 2.5% to 4% for each 30 day period. If an invoice is paid within 30 days you receive 96% to 97% of the invoice total and that transaction is complete.

The fee schedule reflects industry conditions, the size of your advance, and the creditworthiness of your customers. Lower fees are available for shorter time periods and smaller advances.

With each transaction you receive an Account Statement detailing all invoices, fees, and aging. As invoices are paid, copies of your customer’s checks are provided to complete your records.

We are a full service receivables financing firm. No invoice is too small nor too large, and multiple invoices are welcome without penalty. Customer service, speed, and attention to detail are our watchwords. Communication is always immediate and personal.